Net salary examples in Morocco
Net monthly pay for common base salaries, after CNSS, AMO and income tax. Amounts are in MAD per month, rounded to the nearest dirham.
Assumptions
- No seniority bonus, allowances, CIMR or other deductions.
- No dependants.
- CNSS and AMO at the default rates, with the CNSS ceiling of 6,000 MAD a month.
- The 2027 column follows the draft 2027 Finance Bill and may change.
Net monthly pay by base salary
| Base salary | CNSS + AMO | Income tax 2026 | Net 2026 | Net 2027 (draft) |
|---|---|---|---|---|
| 3,000 | 202 | 0 | 2,798 | 2,798 |
| 4,000 | 270 | 0 | 3,730 | 3,730 |
| 5,000 | 337 | 0 | 4,663 | 4,663 |
| 6,000 | 404 | 16 | 5,579 | 5,596 |
| 8,000 | 450 | 277 | 7,274 | 7,550 |
| 10,000 | 495 | 602 | 8,904 | 9,346 |
| 12,000 | 540 | 1,071 | 10,389 | 10,889 |
| 15,000 | 608 | 2,068 | 12,324 | 12,824 |
| 20,000 | 721 | 3,771 | 15,508 | 16,008 |
| 30,000 | 947 | 7,387 | 21,666 | 22,166 |
To include allowances, dependants, CIMR and your exact seniority, enter your own situation in the calculator.
Figures come from secondary sources (press and payroll guides). Confirm on cnss.ma and with the tax authority (DGI) before relying on them. This is an estimate, not tax advice.
Last reviewed: October 27, 2026